30% of GenZ begin investing in university, early adulthood: WEF

There was a major shift in the retail scene when it came to younger investors compared to the promoters. The report shows that younger investors have begun to invest early in previous generations.

According to the global retail investor for retail at the World Economic Forum 2024, which covered 13 economists, 30 percent of Gen Z begins investing in early puberty, compared to only 9 percent of Gen X, 6 per cent of children’s births and 15 percent of the millennium. By entering the workforce, 86 percent of GEN Z acquires knowledge of personal investment compared to 47 percent of births, highlighting a major transformation in financial habits.

The research has been developed with the Robinhood and Boston Consulting Group markets, and the research emphasizes the opening of young generations to technological developments in financing. It is worth noting that 41 percent of Gen Z and Millennials are ready to rely on the artificial intelligence of investment management, compared to only 14 percent children’s children.

The is seen as more discharged than traditional investments such as traded investment funds, joint investment funds, bonds and stocks by younger investors, as more than half of them are allocated under the age of 44 their governorates. While 29 percent avoid stocks due to a lack of understanding, only 24 percent say the same on encryption.

The study also sheds light on a transformation in financial priorities, as 51 percent of investors decreased in 2024 a priority for emergency savings, up from 41 percent in 2022. The focus on retirement decreased, from 48 percent to 42 percent. The lack of money and the fear of financial loss is still a major obstacle to non -beneficiaries, as more than half of them stated that they will feel more confident if the investment in the elementary school is taught.

“It can fill innovative financial advice, such as products that support artificial intelligence, the gaps in which traditional financial consultations may be expensive or far -fetching,” said Stephanie Gilda, CFA, Senior Director of Robinhood.

Technology is seen as technology as a way to enhance the ability to withstand costs and access, making financial advice more inclusive and enabling retailers to participate in the market with greater confidence.

“Individual participation in the capital market has the ability to enable the long -term financial well -being,” Dean Frank, BCG. The report proposes to create financial products that meet the needs of individual investors, address barriers such as uncertainty and volatility of the market, and implement the policies that provide investors with the tools needed to move in the safe market.