Should She Start Over For A Pension? A 55-Year-Old School Bus Driver Weighs Guaranteed Retirement Pay Against Job Comfort

In 55 years, a school bus driver weighs a difficult decision that many people who are close to retirement can be associated with: Do you have to adhere to a job you enjoy, or turn into a new decision that provides a pension and free health insurance?

Her dilemma shared the Reddit Forum, explaining that the job she is thinking about doing something that her current employer does not offer – a pension.

“The pension will take 7 years to become completely broken,” she wrote, adding that after 10 years, she was eligible to get higher returns. “This would put me in 65 years, and I can retire with a small pension [Social Security]”

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hunting? Job switching means starting again. Although the new job provides a lifelong pension, it also requires longer transportation, summer of work, and the loss of some of the financial advantages that they currently depend on.

Currently, it leads a part -time school bus. The salary is higher in the hour, and the job comes with some privileges that are not always clear – such as the advantages of unemployment during school rest periods. It also contributes to 401 (k) and depends on her husband’s health insurance.

More importantly, she has its current role and does not look forward to leaving because of dissatisfaction. “I enjoy my job and I have nothing against the current employer at all,” she said. “What attracts me towards the other employer is the pension and free health insurance for me, which means that Baal can drop me from the health insurance plan.”

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The new function will continue to drive a bus, but with some major changes. She would go from guaranteed days for four hours to six hours. Although salaries are lower, the increasing hours may mean a little higher salary in general.

Real clouds are a pension and free health coverage. It may be difficult to obtain pensions these days, especially those that offer a fixed monthly batch. But to earn this benefit, you will need to stay for at least seven years. To increase this, 10 years. This means working full time, through summer and breaks, until you are 65 years old.