Why you don’t have to be a good market timer to be a successful investor

A copy of this post appeared for the first time on Tker.co

I recently wrote about the most bad market temporary that I know. This unfortunate colleague has a history of making large purchases near the market peaks.

Unfortunately, this temporary time is I am.

After conducting the 2024 tax declarations in February, I learned that I had some additional money to put it at work. Therefore, I threw her in the 401 (K) plan that works for her account for her account for her account for her account for 401 (K) accounts and she purchased a cut amount for the S&P 500 index on February 18.

The market rose to a new record the next day. It ended being a summit, and from there, the S&P 500 moved to the decrease by approximately 20 % before the bottom on April 7.

But were you lucky as you felt now? Although this experience is unpleasant, I learned that I had been luxurious time and should not leave my feelings approaching my wallet. Since Tker Stock Market Truth 2 reminds us, withdrawals of two dual numbers are typical even in upward markets.

“Despite the average declines per year by 14.1 %, the annual revenues were positive in 34 out of 45 years,” noted Jpmorgan. (Source: Jpmorgan)

They proved themselves. The stock market rose from its lowest level in April and set a new standard on June 27. It was a recovery faster than usual and what I expected. But this is the stock market for you.

It took more than four months to return to the highest level ever. (Source: Yahoo Financing)

I wrote again in March, “Time is the best friend of luck on the market.”

The stock market usually rises. More than 6 months, 1 years, 2 years, 3 years and 5 years, S&P 500 has been born on average positive returns.

This trend applies even to the highest market levels. As data appears from JP Mortan Asset Management, the investment specifically all over the time has been born higher returns higher than these time prospects.

Buying at the highest level ever is good or better than buying at any other level. (Source: Jpmorgan)

“Investors usually use the highest level ever as a reason to stay in cash or margin,” JP Morgan analysts wrote. “However, history indicates that investing at its highest levels is not a bad strategy because the new highlands are usually assembled together. In other words, the market power generates more market strength.”

If you have money to put it in the stock market, it is first reasonable to ask whether the market conditions are attractive.

Unfortunately, it is impossible to know if the prices will decrease before climbing again. Waiting for low prices risks missing from important gains.

The main question is whether you are ready and able to put it in time. The longer the period of the time frame for investment, the better the chances of generating a better return.

The best thing in all this is to know that it should not be good temporary on the market to be a successful investor.

There have been many prominent data points and macroeconomic developments since our last review:

💼 New unemployment claims put a sign. Initial demands for unemployment benefits fell to 227,000 during the week ending July 5, a decrease from 232,000 in the previous week. This scale remains at the levels of historically related to economic growth.

(Source: DOL via Farid)

The secure unemployment, which embodies those who continue to claim unemployment benefits, increased to 1.956 million during the week ending June 28. This is printing since November 2021.

(Source: DOL via Farid)

Fixed preliminary claims confirm that workers’ demobilization activity is still low. The high continuous claims confirms the recruitment activity weakens. These dynamic bears see it because it reflects the deteriorating labor market.

For more context, read: Employment mode 🧩 and The labor market cools down 💼

🤑 Cold wages growth. According to the tracker of growth in the Federal Atlanta, the medium wage increased in the hour in June by 4.2 % from the previous year, a decrease from an average of 4.3 % in May.

(Source: Federal Atlanta)

To learn more about the reason for watching policy makers wage growth, read: Reconsidering the main plan to watch it amid the Federal Reserve War on inflation 📈

👍 Inflation predictions cooling. From the Federal Reserve’s expectations in New York for consumer expectations: “The average inflation forecast decreased by 0.2 percent to 3.0 % on the horizon-horizon for one year. They have not changed on the horizon for a period of three years (3.0 %) and five years (2.6 %) in June.”

(Source: NY FED)

The introduction of the new customs tariff risks higher enlargement. For more, read: 5 prominent issues where president Trump threatens the world with definitions 😬

⛽ Low gas prices. From AAA: “With flights on the summer road in full swing, drivers get a pump break, where gas prices coincide in July 2021. The national average gallons of gas decreased to $ 3.14 last week before the prices of the few pump rose to $ 3.17. The chart shows how fixed prices remained in 2025 compared to recent years.”

(Source: AAA)

To learn more about energy prices, read: The high oil prices mean something different in the past 🛢

💳 Card spending data has been mixed. From Jpmorgan: “As of July 02, 2025, our consumer card spending data (incredible) was 3.5 % higher on the same day last year. According to consumer card data in a chase through July 02, 2025, our appreciation for the US control scale in June is 0.41 %.”

(Source: Jpmorgan)

From BOFA: “Spending on the credit card and discounting for each family increased by 0.2 % on an annual basis (YOY) in June, compared to 0.8 % year on year in May, according to the card -amended card data. The amended spending (SA) has increased by 0.3 % in May.

(Source: Bofa)

To learn more about spending on consumer, read: The Americans have money, and they spend that 🛍

👎 Less small optimism. The small business optimism index in June decreased to 98.6 in June from 98.8 in May. From the report: “Small optimism remained fixed in June while uncertainty decreased. Taxes remain the supreme issue on the main street, but many others are still concerned about the quality of work and the high costs of employment.”

(Source: NFIB)

(Source: NFIB)

To learn more about the state of feelings, read: The confusing state of the economy 📊 and Beware how your policy is distorting how you imagine economic facts 😵‍💫

🏠 High real estate mortgage rates are higher. According to Freddy Mac, the average mortgage of 30 years increased to 6.72 %, up from 6.67 % last week. From Freddie Mac: “After it decreased for five consecutive weeks, the fixed real estate mortgage has increased for a little top up after determining the stronger jobs than expected. Despite the challenges of the ability to endure continuous costs in the housing market, demands for home and financing respond to the landfill in prices, and an increase of 25 % and 56 %, respectively, compared to time last year.”

(Source: Freddy Mac)

There are 147.8 million housing units in the United States, including 86.1 million units of owners and about 34.1 million mortgaged. Among those who hold mortgage debts, almost all of them have fixed real estate loans, and most of those mortgages have prices secured before 2021 levels rise. All this means: Most home owners are not particularly sensitive to small weekly movements in home prices or mortgage rates.

To learn more about mortgages and home prices, read: Why does the prices of homes and rents create all kinds of confusion about inflation? 😖

🏢 The offices remain relatively empty. From Kastle Systems: “The Oper Day Office was running 58.3 % on Thursday last week, when workers remained at home or took a leave in the days before the July fourth holiday. Points, more than 11 points, more than 11 points, and more than 4.5 points, to 54.6 %, respectively.

(Source: Castle)

To learn more about the office’s job, read: These statistics about offices remind us that things are far from being normal 🏢

📈 GDP growth rates in the short term are positively tracking. Atlanta Virus GDP model sees the gross domestic GDP growth at a rate of 2.6 % in the second quarter.

(Source: Federal Atlanta)

To learn more about gross domestic product and economics, read: 9 free economic plans once cooled 📉 and Do you call this recession? 🤨

🚨 Trump administration Seek to achieve definitions It threatens to disrupt global trade, with great effects on the American economy, corporate profits, and stock market. Until we get more clarityHere things stand:

The profits look ascendingThe long -term view of the stock market is favorable, supported by expectations for years of profit growth. And profits are the most important stock price engine.

The request is positiveThe demand for goods and services is still positive, supported by the public budget for consumers and business. The creation of job opportunities, despite cooling, remains positive as well, and the Federal Reserve – after resolving the inflation crisis – has turned its focus towards supporting the labor market.

But growth coolsWhile the economy is still healthy, growth has been normalized from more hot levels of the course. The economy is less “wrapped” these days as the main winds such as excess function openings and basic Capex orders faded. It has become difficult to say that growth is destiny.

Verbs speak with a louder voiceWe are in a strange period, given that solid economic data is separated from the soft data directed towards feelings. Consumer and commercial morale was relatively bad, even as consumer and commercial growth continued to grow and trend at record levels. From the point of view of the investor, what matters is that the difficult economic data continues to correct it.

Stocks are not the economy. Since the epidemic, companies have strongly modified cost structures. This came with strategy layoffs and investment in new equipment, including devices where artificial intelligence operates. These moves lead to a positive operating crane, which means a modest degree of sales growth – in the cooling economy – translates into strong profit growth.

Consider the permanent risksOf course, we should not be satisfied. There will always be anxiety, such as political uncertainty in the United States, geopolitical turmoil, energy fluctuation, and electronic attacks. There is also the dreaded unknown. Any of these risks can excel and excite short -term fluctuations in the market.

Investment is never a smooth journeyThere is also a harsh reality that the economic recession and bear markets are developments that all investors must expect in the long run while building wealth in the markets. Always keep the stock market seat belts.

Think in the long termAt the present time, there is no reason to believe that there will be a challenge that the economy and markets will not be able to overcome over time. The long game is still not defeated, a series that in the long run investors expect to follow up.

A copy of this post appeared for the first time on Tker.co