Palomar Holdings, Inc. (PLMR): A Bull Case Theory

We encountered a bullish thesis on Palomar Holdings, Inc. To earn money, make SUBSTACK time from Oliver MMMT wealth. In this article, we will summarize the bull thesis on PLMR. Palomar Holdings, Inc. At 123.07 dollars from August 13^Y. PLMR was from P/E 21.66 according to Yahoo finance.

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Palomar Holdings, Inc. (PLMR) is a specialized insurance company and property of victims that focus on designing and ensuring insurance products for deprived and specialized markets in the United States, where the company achieved exceptional growth, as written installments increased by 28.8 % on an annual basis, increasing net income by 51.8 %, and accelerating EPS from $ 1.68. In the first quarter of 2025, revenues grew more than 45 % on an annual basis, while the total written premiums expanded by almost 20 %, highlighting a strong momentum and a total of address supported by both geographical expansion opportunities.

PLMR’s subscription performance is a prominent feature, with a common rate of 73.1 % (68.5 % modified) and only 23.6 % loss, which greatly outperforms peers such as RLI and Kinsale, with one -time growth rate. This combination of disciplined subscription, strong profitability, and rapid expansion is placed PLMR as a rare insurance company that offers both growth margins and the best in its class. Despite these advantages, PLMR is traded with a noticeable discount on their peers, with P/E forward from 15.9X compared to 22.1X from Kinsale, leaving a large field for multiple evaluation.

This gap can be closed as the market is better recognized by the superior performance standards of the company, the growth path and the wise risk management. Through a developmental business model, the ability to penetrate additional sectors deprived of services, and continuous profitability is much higher than the average industry, PLMR offers an attractive investment status. The implementation of the installed company, financial flexibility, and strong competitive sites provides a positive file for risks/bonus, with the possibility of both the upward trend moving by profits and multiple classification, which makes the current evaluation levels a convincing entry point for long -term investors who seek to grow while protecting the negative side.

Previously, we covered a file Saudi thesis On Skyward Squari Insurance Group, Inc. (SKWD) by the operated investor shares reports in January 2025, which highlighted the company’s leadership in specialized insurance markets, superior subscription discipline, and the superior performance on industry. The company’s share price has been about 13.86 % since our coverage. Oliver MMTTTH shares a similar view but confirms the fastest PLMR growth, the superior shared ratio, and the assessment deduction as a major rise.