Personal and business banking with competitive online rates

summary: First Foundation Bank (FFB) is a California -based bank that provides banking products for consumers and commercial as well as special wealth management services. The bank was established in 2008, although its roots dated 1990 when he originally provided wealth management services for individuals and companies in Orange County. Today, a handful of branches in California, Florida, Hawaii, Nevada and Tixas and provide online accounts.

First Foundation Bank offers three examination accounts options.

• Personal examination: The personal examination account requires a deposit of at least $ 100, but there is no minimum continuous balance. There is also no monthly fee. However, this account does not gain benefit.

• Verify personal interests: This benefits verification account also requires a deposit of at least $ 100. It comes with a monthly fee of $ 20, which can be waived by maintaining a daily balance of at least $ 2,500.

• Higher interests examination: This carrier account is designed for customers between 55 years and over. There is no minimum balance required to avoid monthly fees or earn the highest rate. It also comes with free checks.

First Foundation Bank pays ATM (NATATWIDE) fees to verify account customers of up to $ 20 per transaction.

First Foundation Bank offers a variety of savings accounts designed to achieve different financial goals and preferences.

• Personal savings: The traditional savings account requires this minimal conquest of $ 100. There are monthly maintenance fees worth $ 3, which can be waived by maintaining a daily balance of at least $ 250 or more.

• Higher savings: This savings account requires customers between 55 years and over a minimum of $ 100. It also receives monthly maintenance fees worth $ 3, which can be waived by maintaining a daily balance of at least $ 250 or more.

• Online savings: The online savings account provides a competitive interest rate (4.25 % APY as of May 2025) and has no monthly fee. However, it requires a lower or at least $ 1,000 deposit.

First Foundation offers personal money market accounts and online. Both accounts give you the discount card and check out the writing while getting a high return on your balance. The online money market account contains APY by 4.25 % (1000 dollars the minimum required deposit), as it classifies it among the best money market accounts available today.

In addition, the FIRST FOUNDATATION market accounts do not contain monthly maintenance fees. It also provides ATM fee when using the discount card.

First Foundation Bank offers many CDs, including two you can open online (four months and 12 months). CDs require a deposit less than $ 2,500.

Below is a look at the common drawings that you may bear as the first customer of the basis:

While this bank has some attractive offers, consider the pros and cons of an account.

Positives

• Competitive interest rates on deposits: The revenues of savings accounts, CDs, and money market accounts are among the best accounts available today.

• Online accounts do not contain monthly fees: Many accounts of this bank, including online accounts, have no monthly fees.

• Paying the darker ATM fees: The first institution pays up to $ 20 of ATMs for each transaction. There is no monthly limit to pay.

cons

• Requirements for the highest minimal minimum: Many accounts have the minimum opening of the opening or monthly balance requirements to avoid monthly maintenance fees.

• Limited branch: FFB has 31 branches in California, Florida, Hawaii, Nevada and Texas. Some of its products can only be opened.

FFB has several communication methods.

You can send an email to the digital bank team with questions on Newaccount@ff-INC.com.

The phone’s support is available from Monday to Thursday from 5:00 am to 8:00 pm, on Friday from 5:00 am to 6:00 pm, and Saturday from 6:00 am to 2:30 pm. The call number is 888-405-4332.

First Foundation Bank mostly contains positive reviews with a 4.1 -star rating on the Google Play store and 4.6 stars on the Apple App Store. Many users say that the application is easy to use and intuitive, while some report different technical problems.

The app allows you to get a quick look at your accounts, display data, transfer money, pay bills, and deposit checks. While banking applications often focus on banking activities, the FBB application also allows you to link external accounts for budget mode purposes.

The headquarters of the Foundation’s first company is located in the following address:

18101 von Carman Avi, 750 suite

Irvine, CA 92612

For phone support, call 888-405-4332.

Yes, First Foundation Bank secures FDIC up to $ 250,000 per deposit for each royal category.

The first foundation banking number is 122287581.

As a believer bank FDIC, FFB is very safe. Your money has been secured to the permissible limit.

Yes, the first basis bank is real. It is a California -based bank with material sites in five states.

The first basis bank is a relatively small bank. It has $ 12.6 billion of bank assets and $ 5.1 billion of consulting assets from March 31, 2025. It has 562 employees and 31 branch sites.