SoFi Stock Dropped 12% in 2 Days. Its Unusual Options Activity Revealed Several Trading Strategies.

Sofi Technologies (Sofi) had good news for investors yesterday. Fintech has announced fast -growing that it will enter into the field of international money transfer by the end of 2025.

Sofi members will be able to send money out with the Sofi application. Partnership with Lightspark, which is an infrastructure provider that uses the Bitcoin Lightning network, to send and receive money. Sofi believes it is one of the first American banks to offer Blockchain power transfers.

Despite the good news, its shares are trading much less in terms of opened on Tuesday morning. International fund transfer will be the flow of another company revenue for the company. More importantly, it is another product for members to use, creating more arduous and more shared organs. It is a victory/victory.

On Wednesday trading, Sofi had eight unusually active options with VOL/OI ratios ranging from the highest level from 57.71 to a decrease of 1.36, equally between sects and calls.

Here are three options for use, whether you are bullish or declining around Sofi.

This strategy includes purchasing a call and placing it at the same strike price and expiration date. The long extended is a bet that the fluctuation will pick up in the future, but you are not sure of the direction.

The only long extended from the eight active options is unusually is the call of November 21.

The net discount for two options is $ 5.98, or 26.55 % of the closing share price of $ 22.52. To earn money here, Sofi must increase by 15.4 % or a decrease of 37.7 % in the next 93 days.

The last time Sofi shares were traded at $ 14.02 in early June. This is unlikely to fall a lot during the next three months unless he is reported to be bad profits before the expiration of the authority. Last year, SOFI reported profits in the third quarter on October 29, so it is possible, but it is unlikely that the share price will decrease by approximately 38 %.

However, SOFI reported the results of the Q2 2025 excellent at the end of July, indicating that its work continues to become stronger, which leads to the probably move to the upward trend, thus the probability of profit by 39.3 %.

This strategy includes buying a call and putting it at a lower strike. Both have the same expiration date. Long strangulation, like the Long Straddele, is a bet that fluctuation will pick up in the future, but you are not sure of any direction.

Three of the four options of unusual options end yesterday on September 19 in 30 days – strike prices: $ 17.50, $ 19.50 and $ 20.50. There is only one call option that ends on September 19, the strike is $ 24.50.

There are many positives and negatives to do a long strangler with a broader spread between the call and the strike prices. Moreover, it will cost you less, and since the maximum loss is the cost of the call and the call, you have less capital in danger.

However, on the negative side, you will need a more step over the next thirty days to take advantage of this bet, which reduces the risk of money earning, but if the big step occurs, you will generate a higher return.

On the contrary, doing a long strangle with a more close spread will cost you more, but the step needed to break or earn money is smaller. It is a barter.

In reference to the table earlier with the eight active options unusually, the expiration of $ 17.50 on September 19 was the price of $ 0.19, the price of $ 19.50 was the price of $ 0.43, and the call was $ 20.50 was the price of $ 0.68.

Looking at the demand price of $ 0.81 for $ 24.50, net debt is $ 100, $ 124 and $ 149. Net debt as a percentage of yesterday’s closure price of $ 22.52 is 4.44 %, 5.51 %, and 6.62 %, respectively.

Parchart is a strong purchase, which indicates a very good opportunity for Sofi to continue to rise in the short term. Based on this upscale indicator, I will consider the blow that needs the slightest percentage of even breaking.

This will be $ 7.50, which needs a step of $ 2.98 (13.2 %) for a tie [$24.50 call strike price + $1.00 net debit – $22.52 closing price]. Note, this means that the equalizer on the negative side is $ 16.50, or 26.7 %. This is less likely to reach fruits.

This strategy is a bet that the share price will increase in value. It includes selling the option to place and buy a lower price. Both have the same expiration date. The bet has a limited profit and loss.

Based on unusually placing options, you have three capabilities: sell $ 20.50 by setting / buy $ 19.50, selling $ 20.50 / buy $ 17.50, and sell $ 19.50.

Net credit (the maximum profit) to sell $ 20.50 to put and buy $ 19.50 is $ 21. [$20.50 put bid price of $0.64 – $19.50 put ask price of $0.43]

Net credit (maximum profit) to sell $ 20.50 and buy $ 7.50 is $ 45. [$20.50 put bid price of $0.64 – $17.50 put ask price of $0.19]

Net credit (the maximum profit) to sell $ 19.50, putting and purchasing $ 17.50 is $ 23. [$19.50 put bid price of $0.42 – $17.50 put ask price of $0.19]

The maximum loss of the three bull differences is $ 79 [$20.50 put strike – $19.50 – net debit]$ 255 [$20.50 put strike – $17.50 put strike – $45 net debit]And 177 dollars [$19.50 put strike – $17.50 put strike – $23 net debit]respectively.

Which do you play?

I will go with a sale of $ 20.50 and buy $ 19.50, which has the highest profit rate [maximum profit divided by maximum loss] From 26.6 % and the lowest risk/reward ratio [maximum loss to maximum profit] From 3.76 to 1.

Finally, amounted to $ 20.29 [$20.50 put strike – $0.21 ask price]9.9 % lower than yesterday’s closing price.

On the date of publication, Will Ashworth did not have positions (either directly or indirectly) in any of the securities mentioned in this article. All information and data in this article are only for media purposes. This article was originally published on Barchart.com