Ray Dalio says his AI clone will be able to give you investment and career insights whenever you want

The wealth of experience the billionaire hedge fund founder has accumulated will soon be at users’ fingertips thanks to his new AI clone, Digital Ray, which will provide consumers with coaching, coaching and guidance.

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In announcing the clone — which currently includes a waiting list to join its beta trial — Dalio said the move was a natural extension of the computing partners he’s been developing at Bridgewater for decades, which helped make the decision.

Using AI in some form — even before LLM’s post-ChatGPT boom — to help with investment strategy and decisions is commonplace on Wall Street, but Dalio is the first among his peers to launch an accessible advice platform.

Reid Hoffman, LinkedIn co-founder and technology investor, has previously revealed his “digital twin,” but that is not available for public conversation.

Dalio’s goal is to make his experiences and ideas accessible to everyone. He added on

This includes not only his experience in the financial world, but also his recent experience in training robots: “I think I have a good idea of ​​what… [AI clones] “It has the potential to do both a) those using the digital copies to access the thinking of the cloned individuals and b) the individual being cloned who wants to use the digital copies as an intellectual partner.”

Developing AI versions of high-profile individuals like Dalio comes with risks. Large linguistic models (LLMs) have incorrect or inappropriate answers, and they have barriers that researchers have proven can be overcome. For Dalio’s experience to be replicated with Digital Ray, which will be able to talk to users through text and voice, the stakes are high.

I create an AI version of myself to have unlimited conversations with everyone who cares. I also do it because creating and getting a copy of an AI and pushing the boundaries of what it can do is exciting and practical to me.

If you want to try this first version of my AI…

-Ray Dalio (@RayDalio) October 20, 2025

But Dalio said he began work on the LLM software that eventually became an AI clone in 2022, uploading decades’ worth of data first collected at Bridgewater. Dalio said the bot “doesn’t bullshit,” adding: “Based on reviews from those who have used it, you’ll find that both the thinking and the communication you’ll get from Digital Ray in these conversations are virtually indistinguishable from those you’ll get directly from me.”

In fact: “According to those who have tested it, talking to me about life and work is about 95% as good because it has been well-trained in my life and work principles. It is about 80% as good as talking to me about markets, investing, economics, politics, and geopolitics.”

Dalio said this ranking in markets and investing is likely to rise, as he is training clones on these topics at present; He’s already asking his supporters for help on what else the clone has to learn. Writing on LinkedIn earlier this week, the man who is worth $19.4 billion according to Bloomberg invited his followers to ask questions that could be used as prompts to improve the bot.

The downside of AI iteration

While fans of Dalio’s strategy—and those looking for a new sounding board—may appreciate its replication, the rise of AI cloning presents problems for high-profile, high-profile individuals.

In Dalio’s case, his copy is reproduced with his full consent and support, but this is not always the case. Zelda Williams, the daughter of Oscar-winning comedian Robin Williams, has issued a strong rebuke to fans who continually sent her AI-generated videos of her father after his death.

“Please stop sending my dad AI-powered videos,” Williams wrote on Instagram earlier this month. “Stop thinking I want to see it or that I’ll understand it. I don’t and I won’t.”

Williams added: “If you’re just trying to troll me, and I’ve seen worse, I’m going to put the brakes on it and move on. But please, if you have any decency, stop doing this to him and me, and even everyone, absolutely. It’s stupid, it’s a waste of time and energy, and believe me, that’s not what he wants.”

Likewise, actress Scarlett Johansson said last year that she had to hire a legal team to deal with OpenAI’s ChatGPT voice, which sounded like a Hollywood star. Johansson said in a statement republished on X that CEO Sam Altman contacted her in September 2023 and asked her to be the voice actor for its ChatGPT 4.0 system. Johansson turned down Altman’s offer, only to hear from friends, family and audiences nine months later that “Sky” sounded just like her.

In a statement to luck, Altman said that Skye’s voice is not Johansson’s voice, “and was never intended to resemble her voice. We placed the voice actor behind Skye’s voice prior to any communication with Ms. Johansson. Out of respect for Ms. Johansson, we have temporarily stopped using Skye’s voice in our productions. We apologize to Ms. Johansson that we did not communicate better.”