These retirement havens in the U.S. will cost a pretty penny to live in

Retired people often take the cost of living when it comes to the place where they live after leaving the workforce.

Some hot retirement areas are more expensive than others, according to Gobankingraates analysis The thirty American cities that emerged as the best “retirement cities” have identified.

For its arrangement, the company looked at the cities where at least 25,000 people live and 25 % or more of its population 65 years or older and calculated the attack based on the costs of ownership of homes, rental and living.

The cities included in Gobankingches are in the 10 best states. More than half of these languages in California.

Saratoga, California

SARATOGA, which Gobankingches found it is the most place for retirees, within the Gulf region. Live is costing 282,625 dollars annually for the owner of the house, according to the report.

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Rancho Palos Verdes, California

The report found that the cost of living for the owner of a house in Rancho Palos Verdes was linked to $ 14,4381 annually. Nearly 26 % of the population of South California is at least 65 years old.

Walnut Creek, California

CIVIC Park at Walnut Creek, California, on June 10, 2025. (Smith Collection/GADO/Getty Images/Getty Images)

With home owners confronting $ 144,381, Walnut Creek ranked third among the most expensive retirement cities. Retired Pensioners spend $ 5551 at groceries there on average, according to the report.

Ceretos, California

Cerritos, a city in California that is not far from Los Angeles, ranked fourth, with Gobankingraates the annual cost of living for owners of a house at a price of 91644 dollars annually.

Palm Springs, California

Vista Las Palmas neighborhood in Palm Springs, California. (Myung J. Chun / Los Angeles Times via Getty Images / Getty Images)

Palm Springs has an annual cost of 86,550 dollars, according to Gobankinghes. The report said that the houses there are worth $ 1.02 million on average.

Scotsel, Arizona

The report said that the cost of living for the owner of a house in Scotsdel is $ 81,525 a year. The city, which has a average of 314 sunny days, is located in the beautiful Sonurran desert at the scenic McConduel Mountains’ foot, “according to the city’s government’s website.

La Quinta, California

Aeronut to the homes and a golf course in La Quenta, California. (Mario Tama / Getty Images / Getty Images)

In La Quinta, people over 65 years old are nearly a third of its population. The annual living cost of $ 71,613 was ranked 7 on the Gobankinghes list for the most pension cities.

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Gloster, Massachusetts

Retired people in this city, who are considered the oldest sea port in America and are about 40 miles northeast of Boston, can expect to live there $ 71,334 annually, as grocery stores tend to a cost of $ 5,417 and an average of 7,029 dollars, per gobankingrates.

Palm Beach Gardens, Florida

Live in Palm Beach Gardens, Florida. (Felixmizioznikov / Getty Images)

People represent 65 and above 31 % of Palm Beach Gardens. The report found that the cost of living for the city’s home owner is 70,601 dollars and the value of the homes on average is 759,350 dollars. Palm Beach Gardens Jeeran other cities like Jupiter and West Palm Beach.

Barnistable, Massachusetts

Barnstable Town is part of the famous Cape COD in Massachusetts. For retirees, it will cost to live in Barnstable 68,453 dollars a year, according to Gobankinghes.

In the month of March, a study issued by the Fidelity Investments found that retirement “is going as planned” for 72 % of new retirees, with a similar share indicating that they felt their retirement planning put them enough money for their golden years.

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Meanwhile, many said that their savings had achieved great success in the growing cost of living.

More than two -thirds of the retirees informed their retirement “more fun than they expected,” according to the study.