Wildfire victims frustrated with FAIR Plan

Total secure losses from Southern California fires earlier this year are estimated at $ 45 billion.

People in Pacific Palisades are frustrated, as they try to recover physically and mentally from destroyed forest fires in January.

This is especially true for some families who were forced into the California plan as a last resort after their indigenous providers dropped them.

Even with limited policy, some say they are still not getting the help they need.

“I call them every day, sometimes pass, and sometimes don’t do it. I think I went to only 45 days I go to the audio mail every time,” said James Boro, the owner of the house in Pacific, James Boro.

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This is the reality of some home owners with a fair plan.

“They have sent me checks that were lost in the mail. They have sent wires not really pass,” said Buro.

State Farm dropped the owners of James Buro in December. A month later, on January 7, the Palisades fire burned his home on the ground.

Boro says he is calling on representatives of the fair plan every day. (Sunny tsai / Foxsbos)

Although he made claims immediately, the results have not changed yet.

“After ninety days, I still fight with them … I have now reached the conclusion that I will have to fight with them over the next three years,” said Buro.

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Insurance industry groups Suppose that there is an increasing need for a fair plan over the years as insurance companies write or policy renewal. But the fair plan cannot pay everyone’s claims.

“As we have seen recently with Los Angeles fires, there was already a shortage of a fair plan that led to an evaluation of one billion dollars and that private insurance companies have to help to ensure that claims of the fair plan can be paid,” said Karen Collins Karen Collins, Vice President of the American Insurance Association.

And not only the people who lost their homes who are struggling to help.

“In our family, there are five in the mediators, I have lost four homes, and our house is still in place, but we are in a difficult situation as well,” said Andy Sands, the owner of the house of Pacific Besads.

Andy Sands’s house is still standing after Palisades. (Andy SANDS / Foxbushing)

While Andy Sands’s house is still standing, he says he is also getting the crossbar.

Sands said: “Sofar, ash, God knows what, but he not only permeates the doors and windows, but at home. Thus the smell of the house is emitted. It is completely toxic. You cannot go there without a mask,” Sands said.

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STATE FARM dropped Sands last year as well, forcing him to the fair plan.

Andy Sands says the fair plan does not help his family overcome smoke damage. (Andy SANDS / Foxbushing)

His house suffered from smoke damage to fires, but the agents of the fair plan told him that they would not cover smoke damage.

“They have made $ 2,800 to hydroxyl, which is to get rid of the smell of smoke at home … Until then we are still responsible for our 10,000 dollar discount,” Sands said.

After she was backed by the amended plan agents, Sands resorted to the appointment of his insurance officer.

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“We have huge fires that destroy the entire society, and they want you to clean, not the paint, not anything else? Just clean. This is completely ridiculous and cannot be done. Not very safe.”

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Knation also says that the fair plan only helps with two months of rent at one time, and currently, it will not cover the test to see if the chemicals may still be present in these homes.

Fox continued to representatives of the fair plan, but they said they were unable to comment at this time.